2014 HDHP Limits

May 22, 2013

The Internal Revenue Service (IRS) has announced the 2014 contribution limits, deductible minimums and out-of-pocket maximums for health savings accounts (HSAs) and high-deductible health plans (HDHPs). An HDHP must have a deductible of at least $1,250 for individual coverage and …
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How To Build Wealth By Choosing The Right Insurance Agent

December 2, 2011

You’ve probably heard it many times from a financial advisor, or someone else, talking about building wealth by ‘using someone else’s money whenever possible’. This is a true statement if you are looking to maximize your time, effort, and return …
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2011 Group Health Insurance Rates

October 3, 2011

Last week was a busy one for some of the health insurance carriers: 1- United Healthcare announced a 5.3% reduction in their PPO rates effective Nov. 1st for 2-50 sized groups. 2- Humana announced a 5% reduction in their NPOS rates …
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Emergency Room or Urgent Care Center?

September 4, 2011

Far to often when I am talking to someone about the benefits of their health insurance, and we get to the Emergency coverage options, I’m surprised they don’t know the differences between an Emergency Room and Urgent Care Center. Reality …
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How To Protect Your Child’s Identity At School

September 3, 2011

From an FTC Consumer Alert- Back to school – an annual ritual that includes buying new notebooks, packing lunches, coordinating transportation, and filling out forms: registration forms, health forms, permission slips, and emergency contact forms, to name a few. Many school …
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2012 HSA Contribution Limits

August 5, 2011

The IRS has published that the HSA contributions amount for individuals will increase by $50 from $3,050 to $3,100. Family contribution limits will increase by $100 from $6,150 to $6,250. In addition, the maximum annual out-of-pocket will increase also. The …
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