Senior Couple in Golf Cart with Grocery Bag

Norgard Insurance Group provides Medicare services for residents of Sun City Center in Florida. We’re here to make the process of getting the Medicare coverage you need simple and stress-free. Here’s how we can help:

Choosing the Right Medicare Plan

Many Sun City Center residents use the services of Norgard Insurance Group to help them choose the right Medicare plan for themselves or their spouses. We’ll listen carefully to your healthcare needs, work with you to determine a budget for any supplementary coverage, and explain all of the different Medicare plans to you. Finally, we’ll answer any question you might have—ask us in person, send us an email, or give us a call. We’re always happy to help!

Enrolling in Medicare in Sun City Center

One of the services we provide is helping our clients enroll in Medicare. We can walk you through the process to make sure you’ve done everything you need to do to get your healthcare coverage. With our team by your side, signing up for Medicare is easier than signing up for private insurance! We’ll help you know:

  • If you qualify for Medicare
  • If you qualify for Medicare Part A premium coverage
  • How to sign up for Medicare
  • When you can enroll in Medicare
  • If you can sign up for Medicare during the Special Enrollment Period if you missed the Initial Enrollment Period

Understanding Medicare Parts

There are four parts involved in Medicare. Here’s how they work:

Medicare Part A

With Medicare Part A, you are covered if you need inpatient care at a hospital, skilled nursing facility, or hospice. There are some restrictions to this coverage, and only specific types of facilities are covered. If you are hospitalized, you may be responsible for a percentage of the bill, depending on your coverage, as well as certain amenities like a private room.

Medicare Part B

Medicare Part B refers to the medical insurance portion of Medicare. This covers medical expenses that aren’t related to hospital, nursing facility, or hospice stays. You’ll have annual deductibles and premiums, but a wide range of medical services and preventive care are covered.

Medicare Part C

Medicare Part C, also known as Medicare Advantage, is a supplemental plan that can cover costs not covered by Parts A and B. This is a supplemental plan that is offered through private insurance companies. If you’re interested in this coverage, Norgard Insurance Group can provide it for you.

Medicare Part DSenior Patient with Pharmacist

With Medicare Part D, many prescription medications are covered. Deciding whether to enroll in this program requires careful consideration, because there may be a late enrollment fee if you don’t enroll when your eligibility begins. We can help you understand if you should enroll in Medicare Part D.

Do You Need Help With Medicare in Sun City Center?

Norgard Insurance Group is a local Medicare agent that helps families and individuals in Sun City Center navigate the ins and outs of the Medicare system. We’ll help you understand the program and get the right coverage for your needs. To learn more, contact us today at 813-454-5072.