Seniors are still in need of care during this Coronavirus pandemic. The Small Assisted Living Coalition is offering to assist in Discharges, Admissions and Placements.Read more
The Coronavirus, more specifically named COVID-19, is an epidemic that has escalated to the status of a pandemic. As it moves through the world and has even reached the US, government mandated social distancing has become a reality, closing schools, businesses, and organizations all over the country.Read more
Employers – Take a moment to learn about changes to the 2020 ACA and IRS Plan Limits
This communication is not intended to be legal advice and should not be construed as legal advice. If you have any legal questions or concerns about your plan, Norgard Insurance recommends seeking counsel from an ERISA attorney.
Health Savings Account limits
The latest published Health Savings Account limits for 2020 compared to 2019
Information in red indicates a change
Did you know? Each year, changes are made to Medicare health insurance and what the plans will cover. If you don’t shop your Medicare policies during Open Enrollment, you may end up paying a larger out of pocket cost than necessary on such things as: prescription drugs, office visit co-pays, hospital bills, Read more
Sure, you could easily attract and retain a veritable dream team for your company if you could somehow offer the best health care benefits package in your marketplace. But with the rising cost of health insurance, even providing basic coverage can be a stretch for most companies. In order to provide an attractive insurance protection plan for your employees, while still complying with the requirements of health care reform, many employers are considering Read more
Medicare is a federal health insurance program that pays for various health care expenses. It’s a plan that’s typically available for people who are at least age 65, adults with certain approved medical conditions, and those with qualifying permanent disabilities. Medicare is similar to Social Security, in that it is an entitlement program that most U.S. Citizens earn the right to by working and paying their taxes for a minimum required time period.