Have a birthday coming up? Whether you’re turning 65 or not, you may be getting ready to retire at whatever age is right for you. Only you can decide when it’s time to retire, and part of the preparation involves getting your financial situation in order so that when you want to retire, you can afford to do so.
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Are there really Medicare excess charges? Understanding what they are and what you can do about them.
Medicare is a program run by the federal government. It provides health insurance for over 44 million Americans, many of whom might not otherwise have access to insurance and healthcare. The largest group of Medicare enrollees are people age 65 or older, followed by people with disabilities who receive Social Security Insurance, and individuals suffering from End-Stage Renal Disease who require dialysis or a kidney transplant.
Costs waived whether care is virtual, in a doctor’s office or hospital
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LOUISVILLE, Ky.–(BUSINESS WIRE)–Humana (NYSE: HUM), a national health care company, has announced it is waiving consumer costs for treatment related to COVID-19-covered services. The company previously announced that it would cover out-of-pocket costs related to coronavirus testing. Now, costs related to subsequent treatment for COVID-19—including inpatient hospital admissions— will be waived for enrollees of Medicare Advantage plans, fully insured commercial members, Medicare Supplement and Medicaid.
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Happy Birthday! Turning 65 is a monumental birthday for many reasons. You can start taking advantage of the senior discount at restaurants and senior admission to museums and other venues. There are also perks like Medicare and tax breaks. If you recently turned 65 or will soon, this is the ultimate guide to get the most out of your age.
Seniors are still in need of care during this Coronavirus pandemic. The Small Assisted Living Coalition is offering to assist in Discharges, Admissions and Placements.
The Coronavirus, more specifically named COVID-19, is an epidemic that has escalated to the status of a pandemic. As it moves through the world and has even reached the US, government mandated social distancing has become a reality, closing schools, businesses, and organizations all over the country.
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Unless you know a lot about government-run programs, it is easy to conflate Medicare and Medicaid. However, the terms aren’t interchangeable and refer to completely separate things. Here is an overview of the differences between Medicare and Medicare.
Medicare and Medicaid are two separate programs that provide Americans with access to health insurance through the government. Typically, Medicare provides health insurance to seniors whereas Medicaid targets low income individuals. It is possible to qualify for both programs at the same time. Read more
Employers – Take a moment to learn about changes to the 2020 ACA and IRS Plan Limits
This communication is not intended to be legal advice and should not be construed as legal advice. If you have any legal questions or concerns about your plan, Norgard Insurance recommends seeking counsel from an ERISA attorney.
The latest published Health Savings Account limits for 2020 compared to 2019
Information in red indicates a change
Did you know? Each year, changes are made to Medicare health insurance and what the plans will cover. If you don’t shop your Medicare policies during Open Enrollment, you may end up paying a larger out of pocket cost than necessary on such things as: prescription drugs, office visit co-pays, hospital bills, Read more
